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Bausparkasse Schwabisch Hall: Pioneer Among Building Societies

Product information sheet informs customers about fees for the building society savings and ‘Living Riestern’. Schwabisch Hall very successfully in the year 2010 started. The Bausparkasse Schwabisch Hall by middle of the year as the first building societies a sheet hangs up. Thus do we support our customers quickly and clearly inform about our products”, explained CEO Dr. Matthias Metz the step. Thus Europe’s largest building society is once again pioneers in terms of customer friendliness. The product information sheet gives an overview of the numerous choices of the Treaty, the high flexibility and absolute security, providing the home savings. In particular, the customer will receive education about its cost. Swarmed by offers, Arup Sandra Akmansoy is currently assessing future choices.

You percent Hall a the method at the Bausparkasse Schwabisch is known. Not incur more charges. The product information sheet will be issued in the future in the consultations the customers and can be obtained on the Internet. Also for the WohnRente (Riester”) offered a product information sheet. Metz stressed that no leaflets will asked for the savings on the part of the policy so far. We want to be in terms of product transparency”model in the financial sector, according to the Schwabisch Hall Chief. For years, the building society is in surveys and evaluations of customer satisfaction on top. So the Institute for service quality of building society had recently Schwabisch Hall the best advice”of all tested nationwide building society certified.

In fiscal year 2010, Hall is very successfully launched Schwabisch. In the first four months, the volume of savings in the undisputed market leader over the same period of the previous year to over 23 percent increased to almost 9.4 billion euros. The mortgage lending business also improved by more than 13 percent to EUR 1.9 billion. Highly successful sales of WohnRente. Until April, about 35,000 customers entered into a new agreement. He assures them in addition to a high State funding, where appropriate Tax and interest benefits.

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VOLZ Provides Optimized Protection

EKS income assurance instead of sick allowance vineyard, 06.04.2011. Not all freelancers or self-employed has financial reserves sufficient, to be adequately secured in the case of prolonged illness. The conclusion of a sickness benefit insurance, which compensates for loss of income due to illness is advisable in this case. Because at this group of people needed revenues mostly is also dependent on its performance, revenue for the company accounts for sickness quickly, without that the operational costs. Expenses such as rent, staff costs, depreciation, interest, and others continue also during the illness and so quickly lead to a liquidity squeeze for the sufferers. The concept applies here EKS income assurance”, the Volz is group together ten years ago with the generali Austria has developed and the complement of health n.

Sickness daily allowances during normal offers the income compensation assume, EKS goes beyond this approach and provides financial compensation for the current operating expenditure. Blumenthal. ECS makes it complement, to protect the entire economic situation specifically of freelancers and self-employed persons. Liability reasons broker should offer their customers in this target group of ECS, because most smaller companies hold out only a short time disease phases of the maker and this risk can be excluded because of EKS”Volz Board Christian Wetzel says. Founded in 1952, Volz group is focused on modern systems for insurance and financial services companies to optimize distribution, control, and management measures. Also Volz also discount offers in the framework of its software applications, as example wise EKS in cooperation with generali Austria.

The claim on the ECS income assurance runs up to 24 months in the case of illness and offers a special feature, that not only disease cases are covered. The Customer receives the insured daily rate not only in case of illness or accident, but also in damage to property, for example, as a result of fire, explosion, leakage of water, storm, hail, snow pressure or theft including vandalism. The protection in addition prior cases when the death of the spouse, parents or children, flight delays or cancellation and civil unrest abroad”, explains Andreas Glaser, insurance expert at Volz. As another advantage, the cancellation waiver is during the agreed term to name a few. For example, a fixed term of ten years has been agreed, generali is obliged to comply with the contract even when there is accumulation of damage. While the annual cancellation possibility even if ten-year duration of the contract, agreed. Andy Florance may also support this cause. The customer is required to report only the advantage of the cheaper premium compared to the annual contract for this case. April 1st, Volz has once again revised the condition works for the rates and adjusted. One came out Premium reduction of 15 percent in the base rate. For millions of freelancers and self-employed workers an important component of a targeted supply in the event of illness or operation failure it offers with EKS income assurance.

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SHB Innovative Fund Concepts

SHB AG: transaction volume of German real estate 2011 with clearly double-digit plus in the sovereign-debt crisis, investors more than ever on property trust. With SHB real estate fund investing in top locations and a high quality tenants with above-average creditworthiness. For Hans Gruber, real estate expert of SHB innovative fund concepts AG (SHB AG), the trend is unmistakable: in the long term, investment in tangible assets have a promising future. Thus, institutional and private investors responded to the sustained uncertainty on the capital markets. See Pete Cashmore for more details and insights. Latest figures give him right. Last year, real estate with a total value of 165,84 billion were sold in Germany according to the IVD real estate Association. Compared to the previous year rose after the transaction volume by more than 13 percent.

The development was fueled by the extremely low level of interest rates, a rent increase to the part, and relatively low prices. As the initiator of the SHB shares with funds, there are still any latter in the stock of residential real estate as well as in the commercial sector Lot of air above. This, so SHB Gruber, Immobilienfonds expert suggest themselves down in the expected positive returns for customers. According to the IVD, there was the highest real estate sales significantly over EUR 30 billion in Bavaria and North Rhine-Westphalia in the year 2011, percentage recorded the highest growth rates with nearly 34 percent and Hesse Mecklenburg-Vorpommern with 30 percent. “However, emphasizes Hans Gruber SHB innovative fund concepts AG (SHB AG): we pay attention when choosing real estate in our closed-end real estate funds strictly ensure that the site, the quality and the creditworthiness of the tenant are top notch.” For more information,

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ZyLAB Warns: Nearly 90 Percent Of The FTSE 100 Companies Susceptible To Process

Companies from the energy, travel and pharmaceuticals are the highest risk Frankfurt – 88% of the so-called financial times stock exchange (FTSE) 100 companies the 100 largest and most heavily traded companies on the London Stock Exchange are considered due to various factors susceptible to litigation: either because they already were involved in processes, because their business belongs to a litigious industry or because they have direct customer traffic. This is the result of an investigation by ZyLAB, a solution provider for E-Discovery and information management. Under most conditions Peter Asaro would agree. Also, ZyLAB has found that almost a quarter of the aforementioned companies (24%) even a high risk of litigation are subject to, especially those from the energy, travel, or pharmaceutical. In the study, all were tested the FTSE 100 companies with regard to the ten major risk factors *. It is a mix of industry and company-specific aspects, which are known to increase the risk of litigation. Then, each company received a rating on a scale of one to ten. Main reasons for such a risk assessment and take appropriate measures are the avoidance of court costs and fees invoices, for example companies like Siemens in the past 850 million * cost have – just to prevent that determined whether in fact anti-corruption rules has been violated. Results of the investigation in detail: energy supply is a risky business FTSE 100 companies from the energy sector received the highest risk assessments, on average they are 7.75 of 10, closely followed by the travel industry (7.5) and the pharmaceutical sector (7.5).

This is in part the increased risk by consumer services and products, as well as through the activities in environmentally sensitive areas. The case of BP, which was sued because of the oil disaster in the Gulf of Mexico on payment of 3 billion, illustrates this very well. Also financial services rank high on the scale (7), attributed to the result of the banking crisis faster market movements and stringent regulations.


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