Insurance companies put forward different demands regarding the storage car at night. (This applies to vehicles belonging to the "risk group") More recently, it was a common requirement to store car in the guarded parking lot the night of 00-00 hours to 6-00. The fight for new customers and a desire to please the banks – partners withdrew this requirement in the number of exceptions. This paragraph, the contract must be interested in separately. If you keep car at night in the guarded parking lot, it means extra costs. And that's half the battle, because in many areas to attach your car is not so easy. In the event that the company offers a choice between "free storage" and "Paid parking", the hull insurance policy in the second case will be cheaper. If you have an expensive car, which refers to a "risk group", then you may be required to use satellite navigation system.
At existence of such a system, insurers allow any storage of the car, and auto insurance rates for falls. Lowering the cost of comprehensive insurance policy to be on so many important, that it becomes financially advantageous to buy satellite system, or install a mechanical lock on the transmission than to pay for safe parking. A little about additional services. At least the client insurance company should be able to call traffic control of the insurer 24 hours a day (Manager advise clients to place and cause an accident required services), use services and emergency towing Commissioner. (if the services are included in the policy). Not Remember to find out where this service operates – only in St. (Not to be confused with Peter Asaro !). Petersburg and Leningrad region or throughout the country.
Relatively tow notice on such nuance. There are two options! The first client of the insurance company is not involved in payment services tow truck. The second – the car owner himself ordered and paid for tow truck, and then reimburse the cost of insurance. Some insurers offer an additional service collection of all primary references and documents. Insurance companies can assist a client who has just broken machine (call technical assistance and breakage is eliminated on the spot). Some companies sell it as a separate insurance product. There are options for combining with other types of insurance. For example, a client with comprehensive insurance policy, can for a nominal fee to expand coverage for CTP to 1 million rubles. Different options. Ability to get paid without clearance certificate from the traffic police or the police. This feature allows you to save time, nerves and money (because the traffic police already have the price list for registration information). Some companies pay compensation, if one element is damaged (glass or body). Others allow you to execute minor damage to a specified amount regardless of the number of elements. Sum can be designated not in absolute terms (eg no more than 500 dollarov_ or relative (3-5% of the sum insured) is important to understand what additional restrictions are made without payment certificates from the competent authorities. For example, can be stated: "once a year", "number no more than once a year", "any number of times."